WHAT'S NEW

 


TIC Introduces Smart Rate Checking
High Yield Rate. High Touch Service.
(And it’s Free!)

Easy checking is good. Free checking is even better. But what’s the very best of all? Free checking with a 4.00% APY* dividend!

We are pleased to announce that we are making significant enhancements to our checking accounts. Among these is the introduction of a brand new account: Smart Rate Checking. This innovative new checking account will pay 4.00% APY on monthly balances to $5,000. 

This free account will be available to members who use electronic statements and have a monthly direct deposit of at least $100 into their checking account.

Sign up for a Smart Rate Checking account today and you’ll receive personalized service at any of our branches and a dividend rate you’d expect only from Internet-based sites. It’s the best of both – and best of all: It’s free!

Visit our Checking page to find out more about the great benefits TIC Checking accounts offer.

Don’t miss out on this great rate. Open your account today!

*APY=Annual Percentage Yield. 4.00% APY is accurate as of July 1, 2008 and is paid on balances to $5,000. Smart Rate Checking account holders receive two (2) free non-TIC ATM/POS transactions per month. The operator of the ATM may assess a fee for cash withdrawals and balance inquiries. Smart Rate Checking account holders must agree to receive statements electronically and have a direct deposit of at least $100 per month. If Smart Rate Checking account holders do not satisfy the monthly requirements, the account will be converted to Rewards Checking. Rates subject to change without notice.

 

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Make the Switch with Ease
Switching to a TIC Checking Account is Simple!

The first step to a balanced financial life is to become a member of TIC Federal Credit Union. Join today and experience the credit union difference. Click here to view our online checking switch kit.

 

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Free Rewards Checking

Rewards Checking accounts are now free. You will not be charged a monthly fee, regardless of your monthly balance.  In addition, you will still receive the same great benefits you have come to expect from TIC Federal Credit Union, like ScoreCard Rewards and unlimited free check writing.

Visit our Checking page to find out more about the great benefits TIC Checking accounts offer.

 

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Go Green…Choose eStatements

eStatements are an electronic version of your savings and checking account statements and are available at no additional cost to all registered eBranch users.

It’s simple! It’s free! With eStatements, you can:
• Save your eStatements to your computer’s hard drive, eliminating the need to store bulky paper statements.
• View and print your current/historical savings and checking account statements for up to six months prior. There is no learning curve required, as your eStatements look exactly like your current paper statements.
• Receive your statement quicker - no more waiting on “snail mail.”

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Free Next Generation Checking

TIC’s Next Generation Checking account is now free! This account is designed exclusively for TIC members age 18-24. With a Next Generation Checking account, you will not only have access to free checking, but you are also eligible for great benefits, such as unlimited check writing, free access to eBranch and Bill Pay, and much more! For more information or to open a Next Generation Checking account, you can call or stop by any TIC office.

Visit our Checking page to find out more about the great benefits TIC Checking accounts offer.

 

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Early Military Pay

We support those who serve our country in a variety of ways, including a recent announcement that all active military pay will post one day early. We are excited to be able to provide this type of outstanding service to the brave men and women who serve us each and everyday. Early payroll posting is based on local Eastern Standard Time Zone. Based on time zone of applicable paycheck, pay will be applied at 9:00 a.m. the day before the paycheck is due to post.

 

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TIC VISA Card

Suitcases packed, lights off, doors locked… you’re ready to hit the road. Wait! Did you remember your TIC VISA card? With all the features this card has to offer, you can’t afford to leave without it!

  • Low Fixed Rates of 6.9%, 9.9% and 12.9% APR**
  • No Annual Fee
  • Credit Lines from $5,000 to $20,000
  • $500,000 Travel Insurance Coverage
  • Automatic Transfer Payment Option
  • 25-Day Grace Period*
  • Cash Advances at ATMs worldwide
  • Balance Transfers
  • Credit Life and Credit Disability Insurance (optional)
  • Scorecard Rewards

Not yet a TIC VISA Cardholder? No problem! We have four easy ways to apply:

  • E-mail Us and request to have a VISA credit card application to be sent to you by mail,
  • Stop by one our locations,
  • Contact a TIC Phone Representative at 706.320.8500, OR
  • Write us at:

TIC Federal Credit Union
PO Box 9818
Columbus GA 31908-0818

*25 day grace period to pay your entire statement balance before a finance charge on purchases will be imposed. There is no grace period for cash advances. ** (APR) Annual Percentage Rate. The annual percentage rate may vary. Note: The credit you are applying for will be determined by a review of your credit report and other pre-determined credit criteria.

 

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TIC Residential Lending

At TIC Federal Credit Union, we’ll make buying a home easy for you! We want to be Your Trusted Partner™ when you need to get into your new home or refinance an existing home. That’s why TIC’s Residential Lending professionals offer continued service, even after closing. Let us guide you every step of the way.

Credit Union Mortgage Loan Advantages

  • Preliminary Mortgage Counseling
  • Member Pre-Qualification
  • Itemized Estimate of Loan Charges      
  • Competitive Interest Rates and Points 
  • Variety of Loan Programs to Choose From 
  • Automatic Deduction of Monthly Payment Your Transaction Account 
  • Non-conforming Loans

Types of Loans Available


  • Fixed Rate Mortgages
  • Adjustable Rate Mortgages
  • Balloon Loans
  • FHA and VA Loans
  • Jumbo Loans
  • Construction Loans
  • Home Equity Loans

 

Schedule an appointment today! Call 706.320.8585 or email mortgages@ticfcu.com.

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Members Financial Services

No matter when you plan to retire, now is the time to get your plans on track.  Find out how our Members Financial Services Representative, Landy Thompson, can help you get on the road to retirement.  For more details, visit our Investments page, or call 706.571.3156.

 


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