TIC Federal Credit Union

eBranch Enrollment

  • In the Member Number box, enter your member number.
  • In the Password box, enter your TIC Telephone Banking Access Code.

If you do not have a TIC Telephone Banking Access Code or need assistance, please call 706.320.8500 Local for Columbus Area or 877.332.1269 Toll Free.

Close

eBranch Login

ENROLL in eBranch!

 


As a member of TIC Federal Credit Union, you have advantages over other car buyers with TIC's low-rate loans and convenient auto-financing guide. Auto Center helps you through the auto-financing or refinancing process by providing you the tools and resources to help you finance a new or used vehicle with the right loan and interest rate.

Auto, Boat, Motorcycle and RV Loan Rates

Now is the time to purchase that new or used car, truck, van, SUV, boat, motorcycle or RV. TIC is offering rates as low as 5.25% APR for 60 months!

5.25
%
APR*

New or Used Vehicles
Term
APR* With Payroll Deduction (1,2)
APR* Without Payroll Deduction (1,2)
Up to 24 Months

As low as 4.25%

As low as 4.50%
25-36 Months
As low as 4.50%
As low as 4.75%
37-48 Months
As low as 5.00%
As low as 5.25%
49-60 Months
As low as 5.25%
As low as 5.50%
61-72 Months3
As low as 5.50%
As low as 5.75%
73-84 Months3
As low as 6.00%
As low as 6.25%

1
All rates may vary depending on each individual's credit history and underwriting factors.
2
Rates quoted for terms 24-71 months are based on minimum loan amount of $15,000. For loan amounts $5,000-$14,000, add one percent. For loans up to $4,999, add two percent.
3
Minimum loan amount on terms 72 months and up is $25,000.
4
See bottom of page for more important rate information.
*
APR = Annual Percentage Rate

 
Apply online today!

Click here to find out what
your payments will be on
your new auto!

Click here!

Members Insurance Program

car insurance family

You trust TIC Federal Credit Union to provide you and your family with quality products and services to meet your financial needs. We've joined with a dedicated team of insurance professionals to bring you MEMBERS Auto and Homeowners Insurance. Auto and Homeowners Insurance is now available through our website to provide better convenience to our members. Click here to find out more. Below are just some of the benefits you will enjoy:

  • MEMBERS® Auto and Homeowners is the property and casualty coverage solution most preferred by credit unions and their members.
  • Convenient e-service, pay your bill or make changes to your policy, even report a claim. All online.
  • Receive fast, easy access to claims service 24-hours a day.
  • Obtain a free no obligation quote to locate an agent at the local Liberty Mutual sales office.

TIC strives to be your premier financial institution and we want our members to feel confident they have the most secure policies available, while also getting the most for your money. For more information about how you can start saving on your insurance with TIC visit the MEMBERS Auto and Homeowners Insurance site today!

Members Auto and Homeowners Insurance is underwritten by leading insurance companies, including Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA. Insurance coverage and discounts may vary by state. Group discounts are not available in all states. To the extent permitted by law, applicants are individually underwritten, some applicants may not qualify. A consumer report from a consumer reporting agency and/or motor vehicle will be obtained on all drivers listed on your policy where state regulations allow. The insurance offered is not a deposit and is not insured by the NCUSIF or guaranteed by your credit union.

You are about to access services provided by third parties not affiliated with TIC. Therefore by clicking on the links above you will be leaving TIC Federal Credit Union's Web Site. These services are brought to you through an agreement between TIC Federal Credit Union and the following third parties. However, these sites are not operated by TIC Federal Credit Union. Privacy and security policies may differ between TIC Federal Credit Union and these third parties. You should understand that TIC Federal Credit Union does not represent either the third party or the member if the two enter into a transaction.


Auto Extended Warranty Services
InterContinental Warranty Services, Inc. (IWS) is committed to offering credit union members vehicle protection programs commonly known as Vehicle Service Agreements (VSA) and Mechanical Breakdown Insurance (MBI). This commitment has driven IWS to become the most innovative, progressive and respected company in the automotive insurance industry.

IWS's flexible protection program will safeguard you from the high costs of future mechanical repairs on your new or used car. Repairs on covered vehicles can be made at any licensed repair facility within the U.S. or Canada.

Credit Union Members Can Save Up To 50%

    • The cost of these top of the line coverage’s may be included in your TIC FCU auto loan for just pennies per day.
    • Your car’s resale value immediately increases with transferable coverage.
    • 60 day money back guarantee

    PREMIER BLUE
    Named Component Coverage
    Vehicle Service Agreement
    For more information about Premier Blue Coverage, Click Here

    ULTRA GOLD & PLUS GOLD
    Named Exclusion Coverage
    Vehicle Service Agreement
    For more information about Ultra Gold & Plus Gold Coverage, Click Here

     


     

    Credit Life and Disability Insurance
    In the event of your death, Credit Life insurance pays the insured balance of your auto loan, up to the policy maximum. Should you become disabled by a covered sickness or accident, your loan payments are protected. Applying for Credit Life and Credit Disability insurance is easy. The sooner you enroll, the sooner you'll have this important financial coverage working for you and your family. See a TIC Full Service Representative for more information.


    Guaranteed Auto Protection
    Auto Protection (GAP) is a loan/lease balance deficiency waiver designed to eliminate your unpaid net loan/lease balance in the event your vehicle is stolen or damaged beyond repair (totaled). The GAP waiver relieves you of the responsibility for the full loan/lease deficiency balance that the proceeds from your primary insurance policy or any applicable third party insurance policy does not cover. See a TIC Full Service Representative for more information.


    TIC Autos For Sale
    Need a new car or truck? TIC sells repossessed automobiles. Click here to see the autos TIC has for sale.

4.

The following rates apply if your secured advance is repaid by payroll deduction: A 24-month term has a rate as low as 4.25% and an estimated monthly payment of $43.55 per $1000 borrowed. A 25-36 month term has a rate as low as 4.50% and an estimated monthly payment of $29.75 to $41.99 per $1000 borrowed. A 37 – 48 month term has a rate as low as 5.00% and an estimated monthly payment of $23.04 to $29.23 per $1000 borrowed. A 49 – 60 month term has a rate as low as 5.25% and an estimated monthly payment of $18.99 to $22.73 per $1000 borrowed. A 61 – 72 month term has a rate as low as 5.50% and an estimated monthly payment of $16.35 to $18.84 per $1000 borrowed. A 73 – 84 month term has a rate as low as 6.00% and an estimated monthly payment of $14.62 to $16.39 per $1000 borrowed.

The following rates apply if you do not have payroll deduction: A 24-month term has a rate as low as 4.50% and an estimated monthly payment of $43.66 per $1000 borrowed. A 25 – 36 month term has a rate as low as 4.75% and an estimated monthly payment of $29.87 to $42.10 per $1000 borrowed. A 37 – 48 month term has a rate as low as 5.25% and an estimated monthly payment of $23.15 to $29.34 per $1000 borrowed. A 49 – 60 month term has a rate as low as 5.50% and an estimated payment of $19.11 to $22.84 per $1000 borrowed. A 61 – 72 month term has a rate as low as 5.75% and an estimated monthly payment of $16.46 to $18.95 per $1000 borrowed. A 73 – 84 month term has a rate as low as 6.25% and an estimated monthly payment of $14.74 to $16.51 per $1000 borrowed.


TOP OF PAGE


©2004, TIC Federal Credit Union

Thank you for visiting TIC Federal Credit Union's Website!

JavaScript is required in order to navigate this site.

To learn how to enable JavaScript and active content, click here.



Search Our Site:

Important Documents:
Statement of Commitment
Privacy Notice
Billing Rights