LOAN PROGRAMS

Borrowing the money you need is quick and easy at TIC. We have an array of consumer loans to meet your needs. Applying for a loan is easy and can be done in person, over the telephone, or apply online.

TIC makes repaying your loan easy. You can use payroll deduction to pay your loan, or have your payment automatically transferred from one of your credit union accounts. Periodically, you will receive a statement that will show your loan balance, interest paid, and other activity on your account. For your own peace of mind, we also offer Credit Life Insurance, Credit Disability Insurance, and Automobile Extended Warranty Service.

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Automobile Loans
Check with TIC the next time you need a loan for a car, truck or van. Low-rate loans are available for new and used vehicles.

To save time and money, be sure to get your loan pre-approved. Your Full Service Representative will let you know how much you qualify for before you go to the car lot.

Click here to get our latest automobile rates.

Click here to see TIC's Autos for Sale.

Automobile Extended Warranty Service
InterContinental Warranty Services, Inc. (IWS) is committed to offering credit union members extended warranty protection programs commonly known as Vehicle Service Agreements (VSA) and Mechanical Breakdown Insurance (MBI). This commitment has driven IWS to become the most innovative, progressive, and respected company in the automotive insurance industry.

IWS's flexible warranty protection program will safeguard you from the high costs of future mechanical repairs. Repairs on covered vehicles can be made at any authorized facility within the U.S. or Canada. Whether you have purchased a new or used car does not matter.

Credit Union Members Can Save Up To 50%

1. The cost of these top of the line coverage’s may be included in your TIC FCU auto loan for just pennies per day.
2. Your car’s resale value immediately increases with transferable coverage.
3. 60 day money back guarantee

PREMIER BLUE
Named Component Coverage
Vehicle Service Agreement
For more information about Premier Blue Coverage, Click Here

ULTRA GOLD & PLUS GOLD
Named Exclusion Coverage
Vehicle Service Agreement
For more information about Ultra Gold & Plus Gold Coverage, Click Here

Chrome Carbook from TIC
TIC offers Chrome Carbook to help you research your new automobile. Chrome Carbook is an online research system that allows you to get the information you need when shopping for a new car.

The benefits include:

Boats, Recreational Vehicles and Travel Trailers
See us first for your loan needs when buying a boat or RV. We have flexible terms and low rates. You'll be on the road or in the water before you know it!

Personal Loan or Line of Credit
Sometimes life's little emergencies can become big expenses. When they do, see your credit union first. Based on your income and credit history we can establish a Signature loan or Line of Credit for you. Take advantage of easy repayment terms and cash advance options.

Click here for our latest rates.

Share Secured and Certificate Secured Loans
Use your credit union investments to get better loans rates. For our latest secured loans rates, click here.

Other Loan Options

SPECIAL LOAN SERVICES

Credit Life and Credit Disability Insurance
In the event of your death, Credit Life insurance pays the insured balance of your loan, up to the policy maximum. Should you become disabled by a covered sickness or accident, your loan payments are protected. Applying for Credit Life and Credit Disability insurance is easy. The sooner you enroll, the sooner you'll have this important financial coverage working for you and your family. Talk to your credit union loan officer, or E-mail us for more information.