TIC's RESIDENTIAL LENDING
DEPARTMENT
TIC offers many different
types of mortgages to fit your every need. To make an appointment e-mail us, call us at 706.320.8585 or stop by our 13th Center
Office at 1251 - 13th Street to find out how TIC can help
you buy the home you've always dreamed of.
- Fixed Rate Mortgages
- Adjustable Rate Mortgages
- Balloon Loans
- FHA & VA Loans
- Jumbo Loans
- Construction Loans
- Non-conforming Loans
- Home Equity Loans (line of credit, closed
end, and undeveloped real estate).
ADVANTAGES TO A CREDIT UNION
MORTGAGE LOAN
- Preliminary Mortgage Counseling
- Member Pre-Qualification
- Itemized Estimate of Loan Charges
- Competitive Interest Rates and Points
- Variety of Loan Programs to Choose From
- Automatic Deduction of Monthly Payment
from Your Transaction Account
WHAT TO BRING TO APPLICATION
- Addresses of residency for past two
years.
- Names and addresses of employers for
past two years.
- Names, addresses and account numbers
for all liquid assets (checking, savings, etc.).
- Names, addresses and account numbers
for all liabilities (auto loans, credit cards, mortgages,
personal loans, etc.).
- Copies of last years W-2s and pay stubs
for last thirty days. If self-employed, copies of last
two years personal tax returns signed and dated, copies
of last two years business tax returns signed and dated
and a copy of the business year-to-date Profit & Loss
Statement.
- Copies of divorce decrees and separation
agreements if applicable.
- Copies of all bankruptcy documents if
applicable.
- Completed purchase contract signed by
all parties.
- Name and address of current landlord.
- Copy of current deed and title insurance
policy if you are refinancing.
- Complete information on other real estate
owned (current lenders, payments, balances, rental income,
leases, etc.).
- Satisfactory evidence for other sources
of income.
Georgia Residential Mortgage
Licensee
Members Insurance Program
You trust TIC Federal Credit Union to provide you and your family with quality products and services to meet your financial needs. We've joined with a dedicated team of insurance professionals to bring you MEMBERS Auto and Homeowners Insurance. Auto and Homeowners Insurance is now available through our website to provide better convenience to our members. Click here to find out more. Below are just some of the benefits you will enjoy:
-
MEMBERS® Auto and Homeowners is the property and casualty coverage solution most preferred by credit unions and their members.
-
Convenient e-service, pay your bill or make changes to your policy, even report a claim. All online.
-
Receive fast, easy access to claims service 24-hours a day.
-
Obtain a free no obligation quote to locate an agent at the local Liberty Mutual sales office.
TIC strives to be your premier financial institution and we want our members to feel confident they have the most secure policies available, while also getting the most for your money. For more information about how you can start saving on your insurance with TIC visit the MEMBERS Auto and Homeowners Insurance site today!
Members Auto and Homeowners Insurance is underwritten by leading insurance companies, including Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA. Insurance coverage and discounts may vary by state. Group discounts are not available in all states. To the extent permitted by law, applicants are individually underwritten, some applicants may not qualify. A consumer report from a consumer reporting agency and/or motor vehicle will be obtained on all drivers listed on your policy where state regulations allow. The insurance offered is not a deposit and is not insured by the NCUSIF or guaranteed by your credit union.
You are about to access services provided by third parties not affiliated with TIC. Therefore by clicking on the links above you will be leaving TIC Federal Credit Union's Web Site. These services are brought to you through an agreement between TIC Federal Credit Union and the following third parties. However, these sites are not operated by TIC Federal Credit Union. Privacy and security policies may differ between TIC Federal Credit Union and these third parties. You should understand that TIC Federal Credit Union does not represent either the third party or the member if the two enter into a transaction. |
